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What is a Budget?
At its heart, budgeting is simple. A basic zero-based budget involves taking all of your income, dividing it between a few broad...
Rachel Toth
Sep 30, 20201 min read
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How to be a Naturally Good Budgeter
It's easy to believe that some people are just naturally good a budgeting and others aren't. The truth is that budgeting is a skill that...
Rachel Toth
Sep 26, 20201 min read
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How is a Financial Coach Different from Other Money Pros?
The financial industry has many professionals to meet your money needs: An investment advisor can sell you investments and evaluate their...
Rachel Toth
Sep 14, 20201 min read
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The Impact of Money Stress
There are millions of Americans who are stressed about money. Even before Covid-19 shut down our normal lives, many Americans were...
Rachel Toth
Sep 6, 20201 min read
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Buy Now, Pay Later?
I often see commercials for buy now and pay later services. While it sounds appealing to get something now and pay for it slowly over...
Rachel Toth
Sep 6, 20201 min read
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2020, the Year of _________
I've seen and heard a lot about how 2020 has been a waste and the wish that 2021 will be better. True, this year has been challenging,...
Rachel Toth
Sep 6, 20201 min read
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The Road to Financial Success
The road to financial success is not a straight line and is not one size fits all. We all have our unique goals, hopes, and dreams. ...
Rachel Toth
Sep 6, 20201 min read
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How a Small Decision can Turn your Life Around
We all have defining moments in our lives. Sometimes we don't see them until they are past us and we realized that one small decision...
Rachel Toth
Sep 6, 20201 min read
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