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What is a Budget?

At its heart, budgeting is simple. A basic zero-based budget involves taking all of your income, dividing it between a few broad...

The Impact of Money Stress

There are millions of Americans who are stressed about money. Even before Covid-19 shut down our normal lives, many Americans were...

Buy Now, Pay Later?

I often see commercials for buy now and pay later services. While it sounds appealing to get something now and pay for it slowly over...

2020, the Year of _________

I've seen and heard a lot about how 2020 has been a waste and the wish that 2021 will be better. True, this year has been challenging,...

The Road to Financial Success

The road to financial success is not a straight line and is not one size fits all. We all have our unique goals, hopes, and dreams. ...

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