Rachel TothSep 30, 20201 min readWhat is a Budget?At its heart, budgeting is simple. A basic zero-based budget involves taking all of your income, dividing it between a few broad...
Rachel TothSep 26, 20201 min readHow to be a Naturally Good BudgeterIt's easy to believe that some people are just naturally good a budgeting and others aren't. The truth is that budgeting is a skill that...
Rachel TothSep 14, 20201 min readHow is a Financial Coach Different from Other Money Pros?The financial industry has many professionals to meet your money needs: An investment advisor can sell you investments and evaluate their...
Rachel TothSep 6, 20201 min readThe Impact of Money StressThere are millions of Americans who are stressed about money. Even before Covid-19 shut down our normal lives, many Americans were...
Rachel TothSep 6, 20201 min readBuy Now, Pay Later?I often see commercials for buy now and pay later services. While it sounds appealing to get something now and pay for it slowly over...
Rachel TothSep 6, 20201 min read2020, the Year of _________I've seen and heard a lot about how 2020 has been a waste and the wish that 2021 will be better. True, this year has been challenging,...
Rachel TothSep 6, 20201 min readThe Road to Financial SuccessThe road to financial success is not a straight line and is not one size fits all. We all have our unique goals, hopes, and dreams. ...
Rachel TothSep 6, 20201 min readHow a Small Decision can Turn your Life AroundWe all have defining moments in our lives. Sometimes we don't see them until they are past us and we realized that one small decision...